Pension calculator for Slovenia
Estimate your state pension in Slovenia: gross and net amount, retirement age and how much to save to close the gap.
All calculations run in your browser. Nothing you type is sent or stored.
Popular questions
How much will my pension be in Slovenia?
Enter your age, your contribution years and your salary in the calculator above. For example, a 40 year old earning 2,751 EUR per month who keeps working until 67 can expect about 1,257 EUR net per month in today's money.
At what age can I retire in Slovenia?
For someone aged 40 today the statutory retirement age is 67. Retiring earlier usually reduces the pension, and working longer increases it.
How is the state pension calculated in Slovenia?
General retirement age is 65 in 2026 and 2027, rising by 3 months a year to 67 in 2035. With 40 years of service you can retire from 60, rising to 62. Pension base = average net salary of your best years, between 1,289.78 and 5,159.12 EUR. Accrual from 29.5% to 30% for 15 years, rising to 63.5% (2026) and 70% (2035) for 40 years. Pensioners pay a 1% long-term care contribution and the flat health contribution, and usually little or no income tax.
How much should I save for retirement in Slovenia?
With a salary of 2,751 EUR per month, the estimated pension covers about 47.6% of your gross salary. To reach 70% you would need to save about 225 EUR per month, assuming a 3% real return.
How the pension is calculated in Slovenia
In Slovenia the pension is a percentage of your pension base, which is the average of your best net salaries. The 2026 reform gradually raises the retirement age to 67 and the percentage for 40 years of service to 70% by 2035. The calculator applies the rules that will be in force in the year you retire.
- General retirement age is 65 in 2026 and 2027, rising by 3 months a year to 67 in 2035. With 40 years of service you can retire from 60, rising to 62.
- Pension base = average net salary of your best years, between 1,289.78 and 5,159.12 EUR.
- Accrual from 29.5% to 30% for 15 years, rising to 63.5% (2026) and 70% (2035) for 40 years.
- Pensioners pay a 1% long-term care contribution and the flat health contribution, and usually little or no income tax.
Examples for 2026
Person aged 40 with 15 years of contributions, retiring at the statutory age, amounts per month in today's money.
| Gross salary | Gross pension | Net pension | Share of salary |
|---|---|---|---|
| 1,800 EUR | 980 EUR | 931 EUR | 54.5% |
| 2,751 EUR | 1,310 EUR | 1,257 EUR | 47.6% |
| 4,000 EUR | 1,904 EUR | 1,809 EUR | 47.6% |
Minimum pension and retirement age
The guaranteed pension for 40 years of service is 785 EUR and the minimum pension is 386.93 EUR in 2026. The average old-age pension was 952 EUR gross in 2025.
Frequently asked questions
What is the minimum pension in Slovenia?
The guaranteed pension for 40 years of service is 785 EUR and the minimum pension is 386.93 EUR in 2026. The average old-age pension was 952 EUR gross in 2025.
What does the calculator not include?
Bought years, child and military credits, early retirement penalties, international pensions and the annual and winter supplements are not included.
Is this an official pension calculation?
No. It is an informational estimate based on 2026 rules published by the official sources listed on this page. For your exact entitlement, check your personal pension statement or ask the pension authority.
Sources and disclaimer
These results are an informational estimate in today's money. We use the 2026 rules and amounts published by the institutions below and check them when the rules change. Real pensions depend on your full insurance record. Bought years, child and military credits, early retirement penalties, international pensions and the annual and winter supplements are not included.